Voluntary dental, vision, life, disability and supplemental health plans offer a cost-saving solution to your employees that enriches their health and financial security. And gives your business an edge.
Voluntary Supplemental Health Plans
Cash in hand when it’s needed most. Accident, Critical Illness and Hospital Indemnity plans provide lump-sum benefits that members can use to help pay for unexpected medical costs or to ease the stress of daily living expenses.
Connecting Benefits to Make it Easier for Members
Our Anthem Whole Health Connection® program connects our medical plans with accident, critical illness and/or hospital indemnity protection. This means members with our medical plans will be notified when they have an eligible accident, critical illness or hospital indemnity claim, based on our medical plan data.
The bottom line? We’ll help members know when their supplemental plans kick in to help pay for unexpected care. And we’ll make the process as easy as possible for members and employers.
Areas We Cover
Voluntary Benefits are a Win/Win Proposition
- You win by offering your employees a wide range of valuable benefit options –at no added cost to your business.
- You also win with our Enrollment Partnership Program (EPP) —waived participation requirements for life and disability plans.
- Employees win by choosing the benefits they want, and at affordable group rates.
Savings Scenario: Lance
Lance owns Plaza Design, an architecture firm that employs 83 associates. With the housing market downturn, there was less demand for his services, and his business was having to tighten its belt. He feared, in order to save costs, he’d have to cut his employees’ dental, vision and life benefits.
Luckily, his renewal proposal gave him a better option: Voluntary benefits—allowing him to continue offering these valuable benefits to his employees at no cost to his business. His employees benefited from a group discount rate on the benefits they care about most. Lance benefited from happier, healthier employees at no cost to his bottom line. What’s more, he needed only five enrolled employees.
Lance’s employees were happy. They got to keep the benefits they needed, helping them feel more financially secure and happier with their jobs. Lance was also able to actually add new benefits on a voluntary basis. This gave him a more complete benefits program, which increased his ability to recruit and retain the best employees.
He lowered payroll taxes for Plaza Design. By offering eligible voluntary benefits on a pre-tax basis, Lance lowered his payroll taxes with each enrolled employee. His life became simpler. By bundling all his benefits with Anthem, he enjoyed one point of contact and easier administration.
Lance enjoyed happier employees, lower payroll taxes and easier administration—all at no cost to his business.
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