Anthem BCBS

Supplemental Health / Critical Illness

Be ready for the
unexpected.

High deductibles and other expenses can quickly add up when you’re diagnosed with a critical illness. Instead of being worried about bills, our critical illness coverage can help your employees feel assured that they’ll have money to cover living expenses, deductibles, and other out-of-pocket costs.

Financial protection against unexpected medical events

Life can change in a second. Critical illnesses such as cancer, heart attack or stroke can lead to overwhelming hospital bills. But we can help your employees be financially prepared for the unexpected.

Our critical illness insurance plan can pay for costs not covered by traditional insurance. The money can also be used for non-medical costs related to the illness, such as transportation and child care.

735,000

Americans have heart attacks every year

Mason’s story: Critical Illness coverage in action

Because Mason also has an Anthem medical plan, he gets a reminder that he has Anthem Critical Illness coverage. He submits a claim form with records from his hospital stay. His Critical Illness plan pays him a $10,000 benefit, which he can use for any reason.
Two months later, his doctor recommends coronary artery bypass surgery, which he has the next week. After surgery, Mason files another claim and gets a $2,500 check from his Critical Illness plan.
Mason gets a lump-sum benefit of $10,000 for his heart attack. After his surgery, he gets another benefit of $2,500. Mason uses part of his $12,500 in benefits to pay for a health coach and gym membership.
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Connecting Benefits to Make it Easier for Members

Our Anthem Whole Health Connection® program connects our medical plans with accident, critical illness and/or hospital indemnity protection. This means members with our medical plans are notified when they have an eligible claim.

The bottom line? Supplemental plans help members pay for unexpected care. And the process is as easy as possible for everyone.

 

Better for you.
Better for your employees.

With medical, dental, vision, and through our affiliate, life and disability benefits from Anthem, your business has the convenience of one account team to partner with on all your Anthem benefits. Your employees will appreciate having coordinated communications and education materials that make it easier to understand and use their Anthem benefits.

Ready to take the next step?

Request a Quote

Give us a call at 1-888-552-1263
or talk to your producer.