Ways to save

Employee-paid (Voluntary)

Voluntary benefits allow you to provide valuable insurance coverage--such as dental, vision, life and disability--to your employees at no additional cost to your business. Employees enjoy discounted group rates with the convenience of having premiums deducted from their paycheck.

Employees want protection, but they also need to be able to meet their financial obligations comfortably. Plus, when it comes to benefits, they appreciate having access to more options. Voluntary benefits are a great way to provide those options, help you attract the best talent and ensure a more satisfied workforce.

Health Marketplace

With Empire Health Marketplace, you pick the plan design and let your employees purchase coverage at affordable group rates. You can set a defined contribution, which means you control the amount you spend on your benefits, while offering your employees greater choice.


When you package your specialty plans along with medical, you get an unbeatable 2% savings on the cost of your health plan premiums. In addition to competitive rates and big health returns, you also enjoy the administrative simplicity of one bill.

Savings Scenario: Lance

Plaza Design offered more benefits to its employees— at no cost to the business—with our voluntary benefits.

Savings Scenario: Joyce

COLEMAN'S reduced its overall health care premium costs by adding life insurance to their existing health insurance coverage.